/* ============================================================
   Studxnts — refreshed design system
   ============================================================ */

:root{
  --navy-900:#0a1420;
  --navy-800:#102540;
  --navy-700:#123a68;
  --navy-600:#1c73c9;
  --accent-500:#4caf50;
  --accent-400:#7ed957;
  --accent-100:#e9f8e6;
  --blue-500:#2f8ee0;
  --ink:#152238;
  --slate-600:#5b6577;
  --slate-400:#8994a6;
  --slate-200:#e4e8ef;
  --slate-100:#f1f3f7;
  --off-white:#f8f9fb;
  --white:#ffffff;
  --success:#2f9e6e;

  --font-head:'Poppins', 'Segoe UI', sans-serif;
  --font-body:'Inter', 'Segoe UI', sans-serif;

  --radius-lg:20px;
  --radius-md:14px;
  --radius-sm:8px;
  --shadow-sm:0 2px 10px rgba(10,31,61,0.06);
  --shadow-md:0 10px 30px rgba(10,31,61,0.10);
  --shadow-lg:0 24px 60px rgba(10,31,61,0.16);
  --container:1180px;
}

*,*::before,*::after{box-sizing:border-box;}
html{scroll-behavior:smooth;}
body{
  margin:0;
  font-family:var(--font-body);
  color:var(--ink);
  background:var(--off-white);
  line-height:1.65;
  -webkit-font-smoothing:antialiased;
}
h1,h2,h3,h4{
  font-family:var(--font-head);
  color:var(--navy-900);
  line-height:1.2;
  margin:0 0 .6em;
  font-weight:600;
}
h1{font-size:clamp(2.1rem,4vw,3.4rem); font-weight:700;}
h2{font-size:clamp(1.6rem,3vw,2.35rem); font-weight:700;}
h3{font-size:1.25rem;}
p{margin:0 0 1em; color:var(--slate-600);}
a{color:inherit; text-decoration:none;}
img{max-width:100%; display:block;}
ul{margin:0; padding:0; list-style:none;}
.container{max-width:var(--container); margin:0 auto; padding:0 24px;}
section{padding:88px 0;}
.section-tight{padding:56px 0;}

.eyebrow{
  display:inline-flex; align-items:center; gap:8px;
  font-family:var(--font-head); font-weight:600; font-size:.78rem;
  letter-spacing:.14em; text-transform:uppercase;
  color:var(--accent-500);
  margin-bottom:14px;
}
.eyebrow::before{
  content:''; width:22px; height:2px; background:var(--accent-500); display:inline-block;
}

.lead{font-size:1.1rem; color:var(--slate-600); max-width:620px;}
.center{text-align:center; margin-left:auto; margin-right:auto;}

/* Buttons */
.btn{
  display:inline-flex; align-items:center; justify-content:center; gap:8px;
  font-family:var(--font-head); font-weight:600; font-size:.95rem;
  padding:14px 30px; border-radius:100px; border:2px solid transparent;
  cursor:pointer; transition:.25s ease; white-space:nowrap;
}
.btn-primary{ background:var(--accent-500); color:var(--navy-900); }
.btn-primary:hover{ background:var(--accent-400); transform:translateY(-2px); box-shadow:var(--shadow-md); }
.btn-outline{ border-color:rgba(255,255,255,.5); color:#fff; }
.btn-outline:hover{ background:rgba(255,255,255,.12); }
.btn-navy{ background:var(--navy-800); color:#fff; }
.btn-navy:hover{ background:var(--navy-700); transform:translateY(-2px); box-shadow:var(--shadow-md); }
.btn-block{width:100%;}

/* Top info bar */
.topbar{
  background:var(--navy-900); color:#cdd8ea; font-size:.85rem;
}
.topbar .container{
  display:flex; justify-content:space-between; align-items:center; padding:9px 24px; flex-wrap:wrap; gap:6px;
}
.topbar-links{display:flex; gap:22px; flex-wrap:wrap;}
.topbar a:hover{color:var(--accent-400);}
.topbar-social{display:flex; gap:14px;}
.topbar-social a{
  width:26px; height:26px; border-radius:50%; background:rgba(255,255,255,.08);
  display:flex; align-items:center; justify-content:center; font-size:.75rem;
}
.topbar-social a:hover{background:var(--accent-500); color:var(--navy-900);}

/* Header / nav */
.site-header{
  background:#fff; position:sticky; top:0; z-index:50; box-shadow:var(--shadow-sm);
}
.nav-wrap{
  display:flex; align-items:center; justify-content:space-between; padding:14px 24px;
}
.brand{display:flex; align-items:center; gap:12px; font-family:var(--font-head); font-weight:700; font-size:1.25rem; color:var(--navy-900);}
.brand img{height:52px; width:auto;}
.brand span em{color:var(--accent-500); font-style:normal;}
.main-nav{display:flex; align-items:center; gap:34px;}
.main-nav a{
  font-family:var(--font-head); font-weight:500; font-size:.95rem; color:var(--navy-800);
  position:relative; padding:6px 0;
}
.main-nav a.active, .main-nav a:hover{color:var(--accent-500);}
.main-nav a.active::after{
  content:''; position:absolute; left:0; right:0; bottom:-4px; height:2px; background:var(--accent-500);
}
.nav-cta{display:flex; align-items:center; gap:18px;}
.menu-toggle{display:none; background:none; border:none; font-size:1.6rem; color:var(--navy-900); cursor:pointer;}

@media (max-width:960px){
  .main-nav{
    position:fixed; inset:0 0 0 30%; top:0; background:#fff; flex-direction:column;
    justify-content:flex-start; align-items:flex-start; padding:100px 32px; gap:26px;
    transform:translateX(100%); transition:.3s ease; box-shadow:var(--shadow-lg);
  }
  .main-nav.open{transform:translateX(0);}
  .menu-toggle{display:block;}
  .nav-cta .btn-navy{display:none;}
  .topbar-links{display:none;}
}

/* Hero */
.hero{
  position:relative; overflow:hidden;
  background:linear-gradient(120deg,var(--navy-900) 0%,var(--navy-700) 60%,var(--navy-600) 100%);
  color:#fff; padding:100px 0 130px;
}
.hero::after{
  content:''; position:absolute; right:-120px; top:-120px; width:480px; height:480px;
  background:radial-gradient(circle,rgba(76,175,80,.25) 0%,rgba(76,175,80,0) 70%);
}
.hero-grid{display:grid; grid-template-columns:1.15fr .85fr; gap:56px; align-items:center; position:relative; z-index:2;}
.hero h1{color:#fff;}
.hero p.lead{color:#c9d4e6;}
.hero-badges{display:flex; flex-wrap:wrap; gap:28px; margin-top:34px;}
.hero-badge{display:flex; align-items:center; gap:10px; font-family:var(--font-head); font-weight:600; font-size:.9rem;}
.hero-badge .dot{width:9px; height:9px; border-radius:50%; background:var(--accent-500);}
.hero-actions{display:flex; gap:16px; margin-top:38px; flex-wrap:wrap;}
.hero-visual{
  background:rgba(255,255,255,.06); border:1px solid rgba(255,255,255,.16);
  border-radius:var(--radius-lg); padding:26px; backdrop-filter:blur(6px);
}
.hero-visual img{border-radius:var(--radius-md);}
.hero-logo{width:80%; height:auto; margin:0 auto; display:block;}
.hero-stats{display:grid; grid-template-columns:repeat(3,1fr); gap:0; margin-top:22px; text-align:center;}
.hero-stats div{border-left:1px solid rgba(255,255,255,.15); padding:0 8px;}
.hero-stats div:first-child{border-left:none;}
.hero-stats strong{display:block; font-family:var(--font-head); font-size:1.4rem; color:var(--accent-400);}
.hero-stats span{font-size:.78rem; color:#bcc8dd;}

@media (max-width:900px){
  .hero-grid{grid-template-columns:1fr;}
}

/* Intake banner */
.intake-banner{
  background:var(--accent-100); border-top:1px solid var(--accent-400); border-bottom:1px solid var(--accent-400);
  padding:16px 0; text-align:center; font-family:var(--font-head); font-weight:600; color:var(--navy-900); font-size:.95rem;
}
.intake-banner span{color:var(--accent-500);}

/* Cards / grids */
.grid-2{display:grid; grid-template-columns:repeat(2,1fr); gap:28px;}
.grid-3{display:grid; grid-template-columns:repeat(3,1fr); gap:28px;}
.grid-4{display:grid; grid-template-columns:repeat(4,1fr); gap:24px;}
@media (max-width:900px){ .grid-3,.grid-4{grid-template-columns:repeat(2,1fr);} .grid-2{grid-template-columns:1fr;} }
@media (max-width:600px){ .grid-3,.grid-4{grid-template-columns:1fr;} }

.card{
  background:#fff; border-radius:var(--radius-md); padding:34px 28px; box-shadow:var(--shadow-sm);
  border:1px solid var(--slate-200); transition:.25s ease;
}
.card:hover{ transform:translateY(-6px); box-shadow:var(--shadow-md); border-color:transparent; }
.card .icon{
  width:56px; height:56px; border-radius:14px; background:var(--navy-900); color:var(--accent-400);
  display:flex; align-items:center; justify-content:center; font-size:1.5rem; margin-bottom:20px;
}
.card h3{margin-bottom:10px;}
.card p{margin-bottom:0; font-size:.94rem;}

.section-head{max-width:680px; margin:0 auto 50px;}
.section-head.left{margin-left:0;}

/* Section alt background */
.bg-navy{ background:var(--navy-900); color:#fff; }
.bg-navy h2, .bg-navy h3{color:#fff;}
.bg-navy p{color:#c9d4e6;}
.bg-soft{ background:#fff; }
.bg-tint{ background:var(--slate-100); }

/* Steps / how it works */
.steps{display:grid; grid-template-columns:repeat(4,1fr); gap:24px; counter-reset:step; position:relative;}
.step{position:relative; background:#fff; border-radius:var(--radius-md); padding:32px 24px; box-shadow:var(--shadow-sm); border:1px solid var(--slate-200);}
.step .num{
  counter-increment:step; font-family:var(--font-head); font-weight:700; font-size:2.4rem; color:var(--slate-200);
  position:absolute; top:14px; right:20px; line-height:1;
}
.step h3{position:relative; z-index:1; margin-top:8px;}
@media (max-width:900px){.steps{grid-template-columns:repeat(2,1fr);}}
@media (max-width:600px){.steps{grid-template-columns:1fr;}}

.steps-long{display:flex; flex-direction:column; gap:0;}
.step-row{display:grid; grid-template-columns:74px 1fr; gap:24px; padding:28px 0; border-bottom:1px solid var(--slate-200);}
.step-row:last-child{border-bottom:none;}
.step-row .circle{
  width:56px; height:56px; border-radius:50%; background:var(--navy-900); color:var(--accent-400);
  display:flex; align-items:center; justify-content:center; font-family:var(--font-head); font-weight:700; font-size:1.2rem;
}

/* City chips (no photography — icon + name) */
.city-chip{
  display:flex; flex-direction:column; align-items:center; text-align:center; gap:14px;
  background:#fff; border:1px solid var(--slate-200); border-radius:var(--radius-md);
  padding:30px 16px; box-shadow:var(--shadow-sm); transition:.25s ease;
}
.city-chip:hover{ transform:translateY(-6px); box-shadow:var(--shadow-md); border-color:transparent; }
.city-chip .icon{
  width:52px; height:52px; border-radius:50%; background:var(--navy-900); color:var(--accent-400);
  display:flex; align-items:center; justify-content:center; margin-bottom:0;
}
.city-chip h3{margin:0; font-size:1.05rem;}

/* Finance table / list */
.finance-list{display:flex; flex-direction:column; gap:18px;}
.finance-item{
  display:grid; grid-template-columns:60px 1fr; gap:20px; background:#fff; border:1px solid var(--slate-200);
  border-radius:var(--radius-md); padding:24px; box-shadow:var(--shadow-sm);
}
.finance-item .icon{width:52px;height:52px;border-radius:12px;background:var(--accent-100);color:var(--accent-500); display:flex;align-items:center;justify-content:center;font-size:1.3rem;}
.finance-item h3{margin-bottom:6px;}
.finance-item p{margin-bottom:0;}

.check-list li{display:flex; gap:12px; align-items:flex-start; margin-bottom:14px; font-size:.98rem; color:var(--slate-600);}
.check-list li::before{content:'✓'; color:var(--success); font-weight:700; background:rgba(47,158,110,.12); width:22px; height:22px; border-radius:50%; display:flex; align-items:center; justify-content:center; flex-shrink:0; font-size:.75rem;}

/* Testimonials */
.testi-card{
  background:#fff; border-radius:var(--radius-md); padding:30px; box-shadow:var(--shadow-sm); border:1px solid var(--slate-200);
  display:flex; flex-direction:column; gap:16px;
}
.testi-quote{font-size:1.6rem; color:var(--accent-400); font-family:Georgia,serif; line-height:1;}
.testi-person{display:flex; align-items:center; gap:12px; margin-top:auto;}
.testi-avatar{
  width:44px; height:44px; border-radius:50%; background:var(--navy-900); color:var(--accent-400);
  display:flex; align-items:center; justify-content:center; font-family:var(--font-head); font-weight:700;
}
.testi-person span{font-size:.85rem; color:var(--slate-400); display:block;}
.stars{color:var(--accent-500); letter-spacing:2px; font-size:.85rem;}

/* CTA band */
.cta-band{
  background:linear-gradient(120deg,var(--navy-800),var(--navy-600));
  color:#fff; border-radius:var(--radius-lg); padding:56px; display:flex; align-items:center; justify-content:space-between; gap:24px; flex-wrap:wrap;
}
.cta-band h2{color:#fff; margin-bottom:6px;}
.cta-band p{color:#c9d4e6; margin-bottom:0;}

/* Forms */
.form-card{background:#fff; border-radius:var(--radius-lg); padding:40px; box-shadow:var(--shadow-md); border:1px solid var(--slate-200);}
.form-row{display:grid; grid-template-columns:1fr 1fr; gap:18px;}
.field{margin-bottom:18px;}
.field label{display:block; font-family:var(--font-head); font-weight:600; font-size:.85rem; margin-bottom:8px; color:var(--navy-900);}
.field input, .field select, .field textarea{
  width:100%; padding:13px 16px; border-radius:var(--radius-sm); border:1.5px solid var(--slate-200);
  font-family:var(--font-body); font-size:.95rem; color:var(--ink); background:var(--off-white);
  transition:.2s ease;
}
.field input:focus, .field select:focus, .field textarea:focus{outline:none; border-color:var(--accent-500); background:#fff;}
@media (max-width:700px){.form-row{grid-template-columns:1fr;}}

.contact-info-card{display:flex; gap:18px; align-items:flex-start; padding:22px 0; border-bottom:1px solid var(--slate-200);}
.contact-info-card:last-child{border-bottom:none;}
.contact-info-card .icon{width:48px;height:48px;border-radius:12px;background:var(--navy-900);color:var(--accent-400);display:flex;align-items:center;justify-content:center;font-size:1.1rem;flex-shrink:0;}

/* Footer */
.site-footer{background:var(--navy-900); color:#c9d4e6; padding-top:70px;}
.footer-grid{display:grid; grid-template-columns:1.4fr 1fr 1fr 1.2fr; gap:40px; padding-bottom:50px;}
.footer-grid h4{color:#fff; font-family:var(--font-head); font-size:1rem; margin-bottom:20px;}
.footer-grid p{color:#a6b3ca; font-size:.92rem;}
.footer-brand{display:flex; align-items:center; gap:10px; margin-bottom:16px;}
.footer-brand img{height:44px;width:auto;}
.footer-brand span{font-family:var(--font-head); font-weight:700; color:#fff; font-size:1.15rem;}
.footer-links li{margin-bottom:12px;}
.footer-links a{color:#a6b3ca; font-size:.92rem;}
.footer-links a:hover{color:var(--accent-400);}
.footer-social{display:flex; gap:12px; margin-top:18px;}
.footer-social a{width:36px;height:36px;border-radius:50%;background:rgba(255,255,255,.08);display:flex;align-items:center;justify-content:center;}
.footer-social a:hover{background:var(--accent-500); color:var(--navy-900);}
.footer-bottom{border-top:1px solid rgba(255,255,255,.1); padding:22px 0; display:flex; justify-content:space-between; font-size:.85rem; color:#8394ae; flex-wrap:wrap; gap:10px;}
@media (max-width:900px){.footer-grid{grid-template-columns:1fr 1fr;}}
@media (max-width:600px){.footer-grid{grid-template-columns:1fr;}}

/* Page hero (inner pages) */
.page-hero{
  background:linear-gradient(120deg,var(--navy-900),var(--navy-700));
  color:#fff; padding:64px 0; text-align:center;
}
.page-hero h1{color:#fff; margin-bottom:10px;}
.breadcrumb{font-size:.85rem; color:#a6b3ca;}
.breadcrumb a{color:var(--accent-400);}

/* Utility */
.mt-0{margin-top:0;} .mb-0{margin-bottom:0;}
.tag-pill{
  display:inline-block; background:var(--accent-100); color:var(--navy-800); font-family:var(--font-head);
  font-weight:600; font-size:.75rem; padding:6px 14px; border-radius:100px; margin-bottom:8px;
}
.divider{height:1px; background:var(--slate-200); margin:60px 0;}
.icon-list{display:flex; flex-direction:column; gap:14px;}
.back-to-top{position:fixed; right:26px; bottom:26px; background:var(--navy-900); color:var(--accent-400); width:48px;height:48px;border-radius:50%; display:flex;align-items:center;justify-content:center; box-shadow:var(--shadow-md); opacity:0; pointer-events:none; transition:.25s ease; z-index:60;}
.back-to-top.show{opacity:1; pointer-events:auto;}